[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.getit.sk\/vyhody-a-nevyhody-postupneho-odkupu\/#Article","mainEntityOfPage":"https:\/\/www.getit.sk\/vyhody-a-nevyhody-postupneho-odkupu\/","headline":"V\u00fdhody a nev\u00fdhody postupn\u00e9ho odkupu","name":"V\u00fdhody a nev\u00fdhody postupn\u00e9ho odkupu","description":"Ak\u00e9 s\u00fa v\u00fdhody a nev\u00fdhody postupn\u00e9ho odkupu bytu? A \u010do<a href=\"https:\/\/www.getit.sk\/vyhody-a-nevyhody-postupneho-odkupu\/\" class=\"darkbiz-read-more\">Read More<i class=\"fa fa-long-arrow-right\" aria-hidden=\"true\"><\/i><\/a>","datePublished":"2023-12-12","dateModified":"2023-12-12","author":{"@type":"Person","@id":"https:\/\/www.getit.sk\/author\/#Person","name":"","url":"https:\/\/www.getit.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8497d718f60c891079802e88ae93b6c100d284127a9ef9549781b221f13b4bab?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8497d718f60c891079802e88ae93b6c100d284127a9ef9549781b221f13b4bab?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"getit.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.getit.sk\/wp-content\/uploads\/kalkulacka-euro-domcek.jpg","url":"https:\/\/www.getit.sk\/wp-content\/uploads\/kalkulacka-euro-domcek.jpg","height":0,"width":0},"url":"https:\/\/www.getit.sk\/vyhody-a-nevyhody-postupneho-odkupu\/","about":["Byt"],"wordCount":418,"articleBody":"Ak\u00e9 s\u00fa v\u00fdhody a nev\u00fdhody postupn\u00e9ho odkupu bytu? A \u010do je to postupn\u00fd odkup bytu?\u00a0Tak postupn\u00fd odkup bytu je n\u00e1jom s mo\u017enos\u0165ou odk\u00fapenia nehnute\u013enost\u00ed. Je to skvel\u00fd sp\u00f4sob alebo alternat\u00edva\u00a0pre \u013eud\u00ed, ktor\u00ed chc\u00fa b\u00fdva\u0165 v nehnute\u013enosti, no moment\u00e1lne nemaj\u00fa dostato\u010dn\u00e9 finan\u010dn\u00e9 prostriedky na okam\u017eit\u00fa k\u00fapu.\u00a0V\u00fdhody\u00a0postupn\u00e9ho odkupu bytu\u00a0Jednou z najv\u00e4\u010d\u0161\u00edch v\u00fdhod postupn\u00e9ho odkupu je, \u017ee z\u00e1ujemca o byt m\u00f4\u017ee za\u010da\u0165 b\u00fdva\u0165 v nehnute\u013enosti hne\u010f po uzavret\u00ed n\u00e1jomnej zmluvy. Nemus\u00ed \u010daka\u0165 na schv\u00e1lenie hypot\u00e9ky alebo si vopred \u0161etri\u0165.\u00a0N\u00e1jomca si tak m\u00f4\u017ee byt u\u017e\u00edva\u0165 a z\u00edska\u0165 pocit domova, k\u00fdm postupne spl\u00e1ca \u010das\u0165 z celkovej sumy.\u00a0Pre mnoh\u00fdch \u013eud\u00ed, ktor\u00ed moment\u00e1lne nemaj\u00fa n\u00e1rok na hypot\u00e9ku, m\u00f4\u017ee by\u0165 postupn\u00fd odkup ve\u013ekou v\u00fdhodou. N\u00e1jomca z\u00edska \u010das na zlep\u0161enie svojej finan\u010dnej situ\u00e1cie, budovanie kreditnej hist\u00f3rie alebo splatenie dlhov. Ke\u010f sa jeho finan\u010dn\u00e9 mo\u017enosti zlep\u0161ia, m\u00f4\u017ee na konci n\u00e1jomn\u00e9ho obdobia po\u017eiada\u0165 o hypot\u00e9ku na zaplatenie zvy\u0161nej\u00a0k\u00fapnej ceny.\u00a0N\u00e1jomn\u00e1 zmluva s mo\u017enos\u0165ou odk\u00fapenia \u010dasto zah\u0155\u0148a dohodnut\u00fa cenu nehnute\u013enosti, ktor\u00e1 zost\u00e1va fixn\u00e1 po\u010das cel\u00e9ho obdobia n\u00e1jmu. Ak ceny nehnute\u013enost\u00ed na trhu st\u00fapnu, n\u00e1jomca st\u00e1le plat\u00ed dohodnut\u00fa cenu.\u00a0Ak sa n\u00e1jomca po nieko\u013ek\u00fdch rokoch rozhodne, \u017ee nechce byt k\u00fapi\u0165 (napr\u00edklad ak sa jeho finan\u010dn\u00e9 mo\u017enosti nezlep\u0161ia alebo zmen\u00ed svoje pl\u00e1ny), m\u00f4\u017ee od zmluvy odst\u00fapi\u0165. Aj ke\u010f m\u00f4\u017ee strati\u0165 \u010das\u0165 n\u00e1jomn\u00e9ho zapo\u010d\u00edtan\u00e9ho do k\u00fapnej ceny, nie je viazan\u00fd k definit\u00edvnemu odk\u00fapeniu nehnute\u013enosti.\u00a0Nev\u00fdhody postupn\u00e9ho odkupu bytu\u00a0Pri zmluv\u00e1ch s mo\u017enos\u0165ou odk\u00fapenia b\u00fdva n\u00e1jomn\u00e9 \u010dasto vy\u0161\u0161ie ako pri \u0161tandardn\u00fdch n\u00e1jomn\u00fdch zmluv\u00e1ch. Ak n\u00e1jomca na konci n\u00e1jomn\u00e9ho obdobia nem\u00f4\u017ee alebo nechce byt odk\u00fapi\u0165, \u010dasto str\u00e1ca \u010das\u0165 pe\u0148az\u00ed zaplaten\u00fdch v r\u00e1mci n\u00e1jomn\u00e9ho. Ak sa n\u00e1jomcovi po\u010das n\u00e1jomn\u00e9ho obdobia podar\u00ed z\u00edska\u0165 financie na okam\u017eit\u00fa k\u00fapu, nem\u00e1 v\u017edy mo\u017enos\u0165 okam\u017eite odk\u00fapi\u0165 nehnute\u013enos\u0165. Zmluvn\u00e9 podmienky m\u00f4\u017eu stanovova\u0165, \u017ee n\u00e1jomca mus\u00ed plati\u0165 n\u00e1jom po dohodnut\u00e9 obdobie.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (19 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00fdhody a nev\u00fdhody postupn\u00e9ho odkupu","item":"https:\/\/www.getit.sk\/vyhody-a-nevyhody-postupneho-odkupu\/#breadcrumbitem"}]}]